Sage Financial Services, Llc

"The Wise Investor's Choice."

Welcome to Sage Financial Services, LLC's Web site.  You'll find a wealth of information in the form of monthly newsletter articles, calculators, and research reports all aimed at helping you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  

At Sage Financial Services, we’re serious about helping folks learn about the basic concepts of financial management and to help you learn more about who we are and what we can do for you.  

Here we've also provided you fast and easy access to market performance data.  We hope you take advantage of this and all the resources on our Website and that you'll visit us often.

In order to do this, please be sure to add our Website to your list of "favorites" in your Internet browser.  We frequently update our information and wouldn’t want you to miss any new developments or information.

The Sage Team.
Newsletters

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

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